Quick Guide to No Credit Check Mobile Phones
Phone contracts are without a doubt the most preferred contract deal option for majority of mobile users in the UK. Despite the discouragements from experts, the lure contract phones offer is just too attractive to resist. With a phone contract, you get to avail a high-end handset without buying it upfront. For most users, that’s enough of a lure to get tied to a lengthy contract term.
The option to avail a contract phone, however, is easy if you have a poor credit score. This is where other options such as no credit check mobile phones are worth a second look. And in case you’re going this route, here’s a quick guide to no credit check phones.
What are no credit check phones?
No credit check phones do not require credit checks hence the name. These phone deals are specifically offered for people with credit issues. In case you can’t get approved for a phone contract from major carriers, a no credit check phone is your convenient alternative.
Just like any typical phone contract, you’ll avail a package deal inclusive of a handset and a phone service plan. The only difference with standard phone contracts is probably the monthly fee. Though your credit score won’t jeopardize your chances to get approved, your bad credit can affect the cost of your deal.
Who can apply for no credit check phones?
Anyone who lives in the UK with bad credit can apply for no credit check phones. You just need to meet the basic requirements and provide the documents to get approved in 24 hours or less. Among the requirements your providers may request include proof of identification, billing address and recent pay slips. You need to prove that you have a steady stream of income to handle the monthly fee. Otherwise, you may get a rejection for your no credit check phone application.
Where to apply for no credit check phones?
If you’re ready to apply for a no credit check phone, you only have to go online. These deals are readily available online catering to mobile users across UK. You can complete the application in a matter of seconds and get approved in less than 24 hours. One of the best places to check out no credit check phone deals is at http://www.phonesworld.co.uk/.
Why choose no credit check phones?
If you’re having second thoughts on no credit check phones, these few advantages we’ll discuss may help. No credit check phone deals are quite popular in the UK today because it’s not only accessible online but most providers guarantee same-day approval. You need not wait long to enjoy your handset and take advantage of your bundle plan. Another advantage is the minimal requirements we’ve detailed earlier in this guide. Meet the basic requirements and your application is likely to get approved.
Of all the advantages, however, the best part about no credit check phones is the fact that you no longer have to worry about credit checks. Rather than factor in your credit score into the application assessment, providers just look at your income and personal circumstance. Most providers will give you recommended deals to choose from. And if you stick with their recommendations, approval is almost always a given.
Another excellent reason to opt for a no credit check phone is so you can work on improving your bad credit score. If you stick with paying your monthly fee on time each month, you’re sure to see significant improvements by the time your no credit mobile phone contract ends.
Why You Should Choose a Cheaper Phone?
Mobile phones have gone a long way over the years. The competition among popular manufacturers such as Apple, Samsung, LG, Nokia and more has also intensified. Every year, we see a number of high-end handsets hit the market and if you were like most people, you’d probably want one of those sleek, feature-packed expensive phones. The problem for most of us, however, buying these phones upfront can hurt the budget. This is why most mobile users resort to contract phone deal if they want high-end handsets.
Contract phones offer a package deal where you get a handset and a bundle plan on your phone services. If you have a good credit score, sky’s usually the limit when it comes to your handset choices. If you want the latest Samsung Galaxy or the upcoming iPhone 7, for instance, you can get it without buying the phone upfront with the right contract phone deal.
There’s just one key thing to consider if you’ve decided on getting a contract phone deal and it’s the price. While contract phone deals may advertise that they’re offering free handsets as part of the deal, the cost of your handset choice will be factored in when determining your fixed monthly fee.
Take for instance this Apple iPhone 6S offer with 1000 minutes, unlimited texts and a generous 4GB data. The contract requires a £15 upfront fee and a £40.74 monthly fee for 24 months. As you can see, the deal is pretty expensive because of the handset. If it were a cheaper phone you’ve opted, it would follow that the monthly fee will be less expensive as well.
If you want a cheaper monthly fee then this is where you need to settle for a cheaper handset rather than a high-end smartphone. If you have a bad credit score then all the more that you need to opt for a cheaper handset. With a poor credit rating to consider, your handset options are way more limited than if you have a good credit. In fact, chances of your contract deal application being rejected are very likely because of bad credit. In this instance, cheaper phones come handy. By choosing a cheaper handset, your fee will be cheaper thus increasing your approval chances.
You may also adjust your bundle plan accordingly if you want a cheaper fee per month. But in the end, a cheaper handset may be a wise decision considering that you’ll probably switch phones after a year or so anyway.
Best Budget Phone Moto G (2015) Review
Budget phones are usually cheap because they don’t have a lot to offer in terms of features and performance. At least that’s how it used to be. Thanks to popular brands such as Motorola, there are now budget phones packed with great features making it a great value investment perfect for budget-conscious consumers.
One of the best budget phones introduced in the market by Motorola has to be the Moto G. We first saw it hit the market back in 2013. Since then, Motorola has released follow-ups featuring key enhancements every time. The latest Moto G (2015), in particular, is proof that cheap phones do not have to be mediocre anymore.
While this third generation of Moto G is pricier than the original £150, there are great improvements that should make it a worthy buy. One of the most notable features of the Moto G (2015) is its lovely camera. Because the biggest issue with the first Moto G was its camera, the brand worked on it and offered mobile users with a 13-MP rear camera and 5-MP front camera. Compared with a close rival Sony Xperia M4, the latest Moto G wins easily when it comes to camera features.
Another great feature is its smart water resistance functions. This puts the phone at par with water-resistant Sony Xperia M4 Aqua. Then there’s reliable great performance that the latest Moto G seems to have vastly improved in. The phone features the Snapdragon 410 CPU for its processor with 1GB RAM and 8GB internal memory. If you want a larger memory and faster performance, you can always opt for the 2GB version with 16GB internal memory. In terms of software, the phone runs on Android Lollipop, which makes the phone look simple without being cheap. It’s user-friendly enough any standard user will easily get used to.
Let’s not forget about the phone’s decent screen. For a budget phone, it doesn’t have your typical substandard screen. Instead, the third gen Moto G features an IPS LCD screen ti 1280 x 720 resolution. It’s not your best smartphone screen but it’s definitely better than most budget phones available in the market today.
At first look, you’ll see that the phone has an amazing camera, which for most mobile users is a good enough feature to make it worth its price tag. Aside from the enhancements and pluses, however, there are few downsides to consider. One is the bulky design. It’s not much different from the first Moto G. The phone looks bulky because the core design practically remains the same. For the latest version, you’ll get a plastic cover, which makes the phone water resistant but bulky. In any case, the weather resistance feature cancels out the design issues you might have with the phone.
Another downside worth noting is the non-stereo front speaker. It has a front speak, which appears like a stereo but doesn’t function like so. That might be a bit of a disappointment for some users looking for a budget phone with excellent speakers. And let’s not forget about the price tag. From the original £150 to £209, the latest Moto G version is certainly more expensive that what the market has been used to.
To justify the price increase, you only have to look at the key improvements in features to see that Moto G (2015) all in all is a great budget phone to buy. In fact, it may be one of the best budget phones available in the market right now. While it’s still available, might as well grab a unit.
Mobile Phone Buying Guide for Budget-Conscious Users
Buying a phone used to be simpler. There were fewer choices back then, but not anymore. In fact, we see quite a number of new phones rolling out in the market year after year. High-end handsets in particular are always the talk of the town. But that’s not to say we should forget about budget phones. In fact, to help budget-conscious mobile users, we’ve created this buying guide to assist with your mobile phone shopping.
When buying a new phone, here are key essential shopping tips to keep in mind:
Don’t be so cheap
We understand that you’re on a budget but it doesn’t mean you have to be a complete cheapskate. Like with other key purchases the cheapest options often do not last that long. The same is usually true with mobile phones. Even if you’re on a budget, it’s best to set aside at least a modest amount for your handset shopping. A budget between £150 and £300 should give you enough to be able to buy a phone with just the right key features to meet your needs.
Decide on your cell phone type
With so many mobile phone options to choose from, it would greatly help if you can decide on the type of cell phone you want. If you want the cheapest phones then you’d better stick with basic phones, which is perfect for basic features like making phone calls and sending text messages. One step above basic phones is feature phones, which are great primarily for email and text messaging. Then there are smartphones, which are packed with more features other than the basics. You can browse online with smartphones, check emails, play games and do more.
Choose your operating system
If a cheaper phone is what you’re after then two of the best operating systems you can choose from is Android and Windows Phone. There is cheap Android and Windows Phone handsets available for a contract plan or priced under £200. Your job is to pick which operating system you prefer then decide on phone size and other key features you want your phone to have.
Research key features
To make mobile shopping easier, you need to do your homework. Always set aside time to research key features that you want your phone to have while keeping your modest budget in mind. Because you’re looking for a cheaper handset, it will be hard to find one that has all the features that you want. In this case, you’ll have to priorities what you want. If you’re fond of taking pictures, for example, then you’d want a phone with a good camera. If you want a phone with waterproof function then look for one that offers exactly that.
Decide on the size of your phone
Another great way to narrow down your mobile phone options is to pick the right size to suit your preference. There are basically three types of phones according to size. You have compact phones with small screens between 4.5 to 4.9 inches then medium sized phones with 5.0 to 5.4-inch screen and finally you have large phones or commonly called phablets with 5.5-inch screens or larger.
Shop for a phone deal
If you’re clear on what type of phone and key features you want, the next step is to shop for a phone deal. You can always buy the phone outright since you’re looking for something cheap anyway but you can also always apply for a suitable phone contract deal. Opting for the latter option means your monthly fee will be likely very cheap.