Mobile phones have gone a long way over the years. The competition among popular manufacturers such as Apple, Samsung, LG, Nokia and more has also intensified. Every year, we see a number of high-end handsets hit the market and if you were like most people, you’d probably want one of those sleek, feature-packed expensive phones. The problem for most of us, however, buying these phones upfront can hurt the budget. This is why most mobile users resort to contract phone deal if they want high-end handsets.
Contract phones offer a package deal where you get a handset and a bundle plan on your phone services. If you have a good credit score, sky’s usually the limit when it comes to your handset choices. If you want the latest Samsung Galaxy or the upcoming iPhone 7, for instance, you can get it without buying the phone upfront with the right contract phone deal.
There’s just one key thing to consider if you’ve decided on getting a contract phone deal and it’s the price. While contract phone deals may advertise that they’re offering free handsets as part of the deal, the cost of your handset choice will be factored in when determining your fixed monthly fee.
Take for instance this Apple iPhone 6S offer with 1000 minutes, unlimited texts and a generous 4GB data. The contract requires a £15 upfront fee and a £40.74 monthly fee for 24 months. As you can see, the deal is pretty expensive because of the handset. If it were a cheaper phone you’ve opted, it would follow that the monthly fee will be less expensive as well.
If you want a cheaper monthly fee then this is where you need to settle for a cheaper handset rather than a high-end smartphone. If you have a bad credit score then all the more that you need to opt for a cheaper handset. With a poor credit rating to consider, your handset options are way more limited than if you have a good credit. In fact, chances of your contract deal application being rejected are very likely because of bad credit. In this instance, cheaper phones come handy. By choosing a cheaper handset, your fee will be cheaper thus increasing your approval chances.
You may also adjust your bundle plan accordingly if you want a cheaper fee per month. But in the end, a cheaper handset may be a wise decision considering that you’ll probably switch phones after a year or so anyway.
Buying a phone used to be simpler. There were fewer choices back then, but not anymore. In fact, we see quite a number of new phones rolling out in the market year after year. High-end handsets in particular are always the talk of the town. But that’s not to say we should forget about budget phones. In fact, to help budget-conscious mobile users, we’ve created this buying guide to assist with your mobile phone shopping.
When buying a new phone, here are key essential shopping tips to keep in mind:
Don’t be so cheap
We understand that you’re on a budget but it doesn’t mean you have to be a complete cheapskate. Like with other key purchases the cheapest options often do not last that long. The same is usually true with mobile phones. Even if you’re on a budget, it’s best to set aside at least a modest amount for your handset shopping. A budget between £150 and £300 should give you enough to be able to buy a phone with just the right key features to meet your needs.
Decide on your cell phone type
With so many mobile phone options to choose from, it would greatly help if you can decide on the type of cell phone you want. If you want the cheapest phones then you’d better stick with basic phones, which is perfect for basic features like making phone calls and sending text messages. One step above basic phones is feature phones, which are great primarily for email and text messaging. Then there are smartphones, which are packed with more features other than the basics. You can browse online with smartphones, check emails, play games and do more.
Choose your operating system
If a cheaper phone is what you’re after then two of the best operating systems you can choose from is Android and Windows Phone. There is cheap Android and Windows Phone handsets available for a contract plan or priced under £200. Your job is to pick which operating system you prefer then decide on phone size and other key features you want your phone to have.
Research key features
To make mobile shopping easier, you need to do your homework. Always set aside time to research key features that you want your phone to have while keeping your modest budget in mind. Because you’re looking for a cheaper handset, it will be hard to find one that has all the features that you want. In this case, you’ll have to priorities what you want. If you’re fond of taking pictures, for example, then you’d want a phone with a good camera. If you want a phone with waterproof function then look for one that offers exactly that.
Decide on the size of your phone
Another great way to narrow down your mobile phone options is to pick the right size to suit your preference. There are basically three types of phones according to size. You have compact phones with small screens between 4.5 to 4.9 inches then medium sized phones with 5.0 to 5.4-inch screen and finally you have large phones or commonly called phablets with 5.5-inch screens or larger.
Shop for a phone deal
If you’re clear on what type of phone and key features you want, the next step is to shop for a phone deal. You can always buy the phone outright since you’re looking for something cheap anyway but you can also always apply for a suitable phone contract deal. Opting for the latter option means your monthly fee will be likely very cheap.